I took a little from the photograph (an autumnal tree using the "Peach Tree Stamp" from Altenew) and the palette (Using Distress inks in pale yellow, tan and dark green).
I created the tree using "Scattered Straw", "Wild Honey", and "Fossilized Amber" for the leaves and "Gathered Twigs" for the trunk. I spritzed the card using these are colors and a Distress Marker Spritzer tool and stamped the sentiment in ""Forest Moss": I also used some of the leaf steps to create a "ground" for the tree, adding some dots from markers to simulate falling and fallen leaves. And I extended the tree branches into the leaves using a Distress Marker as well.
Stamps: Altenew "Peach Tree"; Hero Arts "Autumn" (C3039)
Inks: Distress Inks: "Gathered Twigs", "Wild Honey", "Scattered Straw", "Forest Moss", and "Fossilized Amber"; Distress Markers "Gathered Twigs", "Wild Honey", "Scattered Straw", "Forest Moss", and "Fossilized Amber";
Papers: cream-colored note card(maker unknown)